Looking for a legitimate home business opportunity on-line? There are many reliable programs around - but there are also quite a lot of so-called 'home money systems' scams, particularly in this economy. Here's what you need to know to spot a scam.

1. The Freelance Writing Scam

As internet advertising has become more common, so has the freelance writing scam. Now, there are legitimate writing gigs out there, you simply need to know how you can spot the frauds. If someone is a bit vague as far as payment conditions, or would want you to submit more than one or 2 samples of work to be considered for the job, beware. Scammers will accumulate samples from tons of writers, and there you go - free content for his or her internet websites. The best thing to do is to enroll with a freelance web site that enables bidding on jobs, and keeps an eye on employers to make sure that they pay the individuals who freelance for them.

2. The Home Assembly or Medical Billing/Transcription Scam

This has been around for so many years, and is usually touted as one of the best home cash methods out there. Basically, you're informed how much money you can generate - and then you're informed that in order to get going, you need to buy a starter kit, supplies and training materials. Obviously, this is how the money is made - by selling the kits. When you buy the kit, the company all of a sudden vanishes and you have no work! Or, you make some accessories, send it in, and it gets discarded for not 'meeting quality control standards.' So far as medical transcription and billing goes, this kind of work does get outsourced, but mainly to transcription firms - not to freelancers doing it in their spare time.

3. The Envelope Stuffing/E-mail Sending Scam

These are just the exact same scam - just one of them has moved online! This is a home cash systems scam that guarantees you easy money just for stuffing and mailing envelopes or for processing emails. Usually, they give you a set amount of money per envelope or email. Often, envelope scam requires you to send a little sum of money in a self-addressed, stamped envelope so you can get more info - and you find yourself getting a bunch of envelope-stuffing ads back, which you are then supposed to ship to other individuals requesting details about exactly the same thing! With the emails, they are normally spam e mail and you are only paid (if at all) when somebody purchases whatever was advertised in the spam email. Not likely, is it?

In case you are looking at different home money systems, be sure you ask comprehensive questions about how you're getting paid, when, and who pays you. Make sure you know what you're being paid for, and what the conditions are. Be very cautious if you're requested to pay a fee upfront to get details about the opportunity. Do your research about any firm you're checking out, and check online for negative comments or experiences before you sign on.

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